Country Place Mortgage
At CountryPlace Mortgage, we know one thing: How to get loans approved, processed and closed with the least amount of hassle and in the most timely fashion. And whether this is your first mortgage or your fifth, we will make the process a "simple" one for you.
CountryPlace Mortgage is owned and operated by Palm Harbor Homes (that's right, the company that built the home you're buying) specifically to offer you the best mortgage programs, custom designed to make your home buying and financing experience a breeze. You see, it's important to us for you to have a pleasant and positive experience. We firmly believe that when you do have good experiences, you'll tell someone else. CountryPlace and Palm Harbor need you and promise you our best efforts.
What is a chattel loan?
The term "chattel loan" simply means that the loan is secured by something
movable—not the real estate. What does that mean to you? It means you can
finance your factory-built home by itself without tying up your land with a lien.
If you want to keep your money in your own pocket and build home equity faster, if you want your home financing to be fast and hassle free, or if you want your land to be free and clear from your home financing, then chattel financing is the right choice for you.
Chattel financing makes home ownership as easy as 1-2-3-4!
- Complete one of our simple, easy-to-use CountryPlace Mortgage credit applications.
- Provide your Plam Harbor model center representatives with the documents required to complete the financing.
- Meet with your Palm Harbor representatives for your closing.
- Your beautiful new home is delivered and the final trim out is completed.
What documentation do you need for chattel financing?
The 5 things listed below are the minimum requirements on each loan — regardless of your credit score.
- A valid drivers license
- A valid Social Security card
- Verification of your income
- Verification of your down payment
- Verification of your employment
There may be additional loan requirements, based on your individual credit profile. Be sure to ask your Palm Harbor home professional for more information about making your new home purchase easier with a CountryPlace mortgage.
